So, the idea of earning interest on your crypto has sparked your interest. You've learned about Compound and you're ready to move from being a passive holder to an active earner. But then you go to the website, see a bunch of numbers and buttons, and it all feels a bit intimidating. You're thinking, "I don't want to click the wrong thing and lose my money." I have been there, and that feeling is completely normal. The good news is that using a "blue-chip" protocol like Compound is actually very straightforward once you've done it once. I'm going to walk you through the entire process, step-by-step, so you can feel confident and secure. <h2 style="line-height: 2.5;">What You'll Need Before You Start</h2>To make this process as smooth as possible, let's get our tools ready. You'll only need three things:<ol><li style="line-height: 1.5;">A Web3 Wallet: The most common is MetaMask. Think of this as your personal bank vault and your ID for the DeFi world.</li><li style="line-height: 1.5;">Some ETH for Gas: Since Compound is on the Ethereum blockchain, you'll need a little bit of Ether (ETH) in your wallet to pay for transaction fees, known as "gas."</li><li style="line-height: 1.5;">The Crypto You Want to Supply: You'll need the asset you want to earn interest on, like USDC, DAI, or Wrapped Bitcoin (WBTC), in your wallet.</li></ol> <h2 style="line-height: 2.5;">Your Step-by-Step Guide to Earning Interest</h2>Let's walk through this together.Step 1: Go to the Compound App and Connect Your Wallet Navigate to the official Compound Finance application website. In the top right corner, you'll see a button to "Connect Wallet." Click it and choose your wallet provider (e.g., MetaMask). Your wallet will pop up and ask you to approve the connection. This is just giving the website permission to view your wallet's address, not to spend your funds. Step 2: Choose the Asset You Want to Supply Once connected, you'll see a dashboard listing various crypto assets. These are the different "money markets" you can participate in. On the left, under "Supply Markets," you'll see the assets you can deposit. On the right, you'll see the "Supply APY" for each one. This is the annual percentage yield you will earn. Find the asset you have in your wallet that you wish to supply. Step 3: Enable the Asset (The "Permission Slip") Click on the asset you want to supply. Before you can deposit your funds, you need to give the Compound smart contract permission to interact with that specific token in your wallet. A button will appear to "Enable" the asset. When you click it, your MetaMask will pop up to approve a transaction. This is like signing a permission slip. There will be a small gas fee for this. Step 4: Supply Your Crypto After the "Enable" transaction is confirmed on the blockchain, the interface will change. You will now see an input box where you can type in the amount of the asset you wish to supply. Enter the amount, click the "Supply" button, and approve the final transaction in your MetaMask. This transaction will move the funds from your wallet into the Compound protocol. Step 5: Watch Your Balance Grow! Congratulations! You are now a liquidity supplier on Compound. On your dashboard, you will see your "Supply Balance." This number will start to tick up in real-time, block by block, as you earn interest. It's that simple. Your crypto is now officially working for you. You can withdraw your funds and the interest you've earned at any time by following the same steps in reverse. <h2 style="line-height: 2.5;">You're No Longer Just a Holder; You're a DeFi Participant</h2>See? It wasn't so scary. You've just successfully navigated one of the most important protocols in decentralized finance. The feeling of uncertainty is gone, replaced by the empowerment of knowing how to make your assets productive. You've taken a massive step in your crypto journey. Ready to get started? If you need the assets to supply or the ETH for gas fees, it's easy. Head over to <a href="https://www.bydfi.com/" target="_blank">BYDFi </a>to securely purchase what you need and send it to your MetaMask wallet. Your journey into earning DeFi yield is just a few clicks away.

How to Earn Interest with Compound Finance: A Step-by-Step Guide

Cointalk

<h2 style="line-height: 1.5;">Crypto Prop Firms Are Handing Out Funded Accounts to Traders Like Candy – But Is It a Trap?</h2>Image: A young trader in a home office, fist-pumping after securing a crypto funded account – could this be your future?In the high-octane world of cryptocurrency trading, where Bitcoin swings like a pendulum and altcoins promise overnight riches, most aspiring traders hit a major roadblock: insufficient capital. You might have memorized every chart pattern, perfected your trading strategies, and studied risk management inside out, yet a $500 demo account simply won’t allow you to capture meaningful profits. This is where crypto proprietary trading firms, or prop firms, come in. These firms offer traders the capital needed to trade professionally, turning dreamers into funded traders almost overnight. But the reality is that they aren’t just giving away money; they are scouting talent, and one wrong move can have consequences. If you’re wondering, &nbsp;What exactly is a prop firm? &nbsp;or dreaming of becoming a funded crypto trader, this guide will walk you through the full picture. We’ll explain how prop firms operate, introduce some of the top platforms, including <a href="https://www.bydfi.com/en" target="_blank">BYDFi</a>, and share insider advice to help you decide whether this opportunity is right for you. Whether you’re a complete beginner in the U.S., targeting USD pairs, or a seasoned trader in the EU chasing EUR-denominated crypto gains, by the end of this article you’ll have a clear understanding of whether a prop firm can help you reach financial independence or if it’s just hype. <h2 style="line-height: 1.5;">What Is a Prop Firm?</h2>Simply put, a prop firm (short for proprietary trading firm) is a company that provides capital to traders so they can trade without risking their own money. Unlike traditional brokers, where losses come directly from your personal funds, prop firms front the capital, allow you to trade using their accounts, and then share a portion of the profits. It’s like auditioning for a Wall Street trading role, but in the unpredictable, decentralized world of crypto. Prop firms originally emerged in stock and forex markets in the early 2000s and started entering the crypto space around 2020, as Bitcoin surged past $60,000. Today, they are a lifeline for traders worldwide, especially in volatile markets where leverage can magnify gains—or wipe out accounts just as quickly. No longer do traders have to max out personal savings or credit cards to participate in the market; prop firms provide the financial muscle. The appeal is clear: the global cryptocurrency market capitalization recently surpassed $2.5 trillion, according to <a href="https://coinmarketcap.com/" target="_blank">CoinMarketCap</a>. Leading prop firms such as FTMO and The Funded Trader have collectively injected millions into traders’ accounts, creating a new generation of crypto fund traders earning six figures without ever risking personal savings. For potential users, questions often arise. Traders from Canada ask if prop firms work with CAD, or beginners wonder if they’ll be taken seriously without prior experience. Most modern firms are border-agnostic, offering multi-currency accounts (USD, EUR, GBP, or even crypto-native like USDT). Experience levels are addressed through structured challenges, ranging from $10,000 starter accounts to $200,000 professional levels. <h2 style="line-height: 1.5;">The Advantages of Crypto Prop Firms</h2>Joining a prop firm allows you to trade professionally with zero personal risk, since your maximum financial exposure is typically limited to the evaluation fee, which usually ranges between $100 and $500. Traders start with small funded accounts, prove their skill, and gradually unlock larger accounts that can exceed $1 million. Access to professional trading tools and educational resources is another major advantage. Platforms often integrate TradingView charts, automated risk management bots, and mentorship from experienced traders who have navigated previous market crashes, such as the 2022 crypto bear market. Profit splits are particularly appealing. Most prop firms allow traders to keep 70% to 90% of the profits, often paying out directly in crypto via popular exchanges like Binance, Coinbase, or BYDFi, making the process simple and fast. For those who pass the evaluation phase, the opportunity to scale their accounts becomes a real pathway to serious income. <h2 style="line-height: 1.5;">Crypto Prop Firms vs. Traditional Trading</h2>Many aspiring traders are frustrated by the slow grind of self-funded trading. Traditional retail trading requires significant capital and a high tolerance for risk. One poorly timed Ethereum trade could wipe out months of savings. Prop firms change this dynamic by letting traders prove themselves in a simulated challenge, after which the firm provides real capital to trade. Consider Sarah, a 28-year-old graphic designer from Australia. She joined a prop firm with a $200 evaluation fee and achieved a 10% profit target on a $50,000 demo account. This unlocked a $100,000 funded crypto account. Within six months, she was netting $15,000 per month trading BTC/USD from her home, all without risking her personal savings. Prop firms cover spreads, commissions, and often set daily loss caps, providing protection against catastrophic losses. Yet challenges remain. The success rate for passing prop firm evaluations is around 10–20%, according to industry statistics. Success requires discipline, a clear strategy, and avoiding revenge trades after losses. <table style="width: 100%;"><tbody><tr><th colSpan="1" rowSpan="1" width="auto">Aspect</th><th colSpan="1" rowSpan="1" width="auto">Crypto Prop Firm</th><th colSpan="1" rowSpan="1" width="auto">Traditional Trading</th></tr><tr><td colSpan="1" rowSpan="1" width="auto">Startup Cost</td><td colSpan="1" rowSpan="1" width="auto">Low ($100–$500 fee)</td><td colSpan="1" rowSpan="1" width="auto">High (your full capital)</td></tr><tr><td colSpan="1" rowSpan="1" width="auto">Risk Exposure</td><td colSpan="1" rowSpan="1" width="auto">Limited to challenge</td><td colSpan="1" rowSpan="1" width="auto">Unlimited personal funds</td></tr><tr><td colSpan="1" rowSpan="1" width="auto">Profit Potential</td><td colSpan="1" rowSpan="1" width="auto">70–90% split, scalable</td><td colSpan="1" rowSpan="1" width="auto">100% yours, but slower growth</td></tr><tr><td colSpan="1" rowSpan="1" width="auto">Learning Curve</td><td colSpan="1" rowSpan="1" width="auto">Built-in challenges &amp; support</td><td colSpan="1" rowSpan="1" width="auto">Self-taught trial-by-fire</td></tr><tr><td colSpan="1" rowSpan="1" width="auto">Payout Speed</td><td colSpan="1" rowSpan="1" width="auto">Bi-weekly, crypto-friendly</td><td colSpan="1" rowSpan="1" width="auto">Whenever you withdraw</td></tr></tbody></table>The table illustrates the efficiency and appeal of prop firms, especially for crypto traders balancing other commitments. <h2 style="line-height: 1.5;">Top Crypto Prop Firms in 2025</h2>With over 50 firms competing for traders, choosing the right prop firm can be tricky. Based on community reviews from Reddit, Trustpilot, and crypto trader forums, here is a curated shortlist of some of the most reliable platforms, including BYDFi, which stands out as beginner-friendly and globally accessible. FTMO is the original prop firm for crypto, offering a wide range of pairs including BTC, ETH, and SOL, with maximum funding of $200,000 and an 80/20 profit split. The Funded Trader caters specifically to crypto, offering USDT accounts up to $600,000, with a 90% profit split after scaling and a low entry fee of $99 for a $25,000 account. My Funded FX is ideal for altcoin enthusiasts, funding accounts up to $300,000 and even allowing payouts in BTC, while providing beginner-friendly challenges. SurgeTrader is designed for speed, offering instant funding after a single-phase evaluation, with exotic crypto pairs like XRP and ADA, supporting over 100 countries. BYDFi deserves a special mention as a modern platform that supports easy crypto payouts, provides intuitive interfaces for both beginners and pros, and integrates advanced trading tools for seamless risk management. <h2 style="line-height: 1.5;">How to Succeed in the Prop Firm Challenge</h2>Becoming a funded trader isn’t about luck; it requires a systematic approach. First, identify your preferred niche, whether spot trading for lower risk or futures for leverage enthusiasts. Master risk management rules by never risking more than 1% per trade, and use stop-losses religiously. Practice extensively on demo accounts and track performance metrics like win rate and drawdown. When ready, start with the smallest evaluation challenge, document every trade meticulously, and scale gradually. Always reinvest a portion of your profits into larger accounts. Common pitfalls to avoid include overtrading during major news events, ignoring global time zones, or following unverified signals from social media channels. Discipline, strategy, and patience are the keys to long-term success. <h2 style="line-height: 1.5;">Is a Crypto Prop Firm Right for You?</h2>Deciding whether to join a prop firm depends on experience and location. Beginners with less than six months of trading experience should start by consuming free educational resources and practicing in demo environments. Traders with one to two years of experience may consider starting with low-cost challenges, like $99 evaluation fees, to test their skill and potentially unlock substantial accounts. Prop firms are especially beneficial in high-tax countries like the U.S., where profit splits can reduce tax burdens, or in regions with volatile local currencies, such as India, where small capital can grow quickly through funded accounts. Surveys show that 70% of prop traders achieve higher win rates compared to solo traders, highlighting the efficiency of structured, funded trading. The only real trap is becoming addicted to repeated challenges without developing a proper trading plan. Build your strategy first, and the funded accounts will follow. <h2 style="line-height: 1.5;">Final Verdict</h2>Crypto prop firms are not get-rich-quick schemes; they are strategic launchpads for serious traders. From understanding what a prop firm is to securing your first funded crypto account, the process is structured, measurable, and rewarding. Platforms like <a href="https://www.bydfi.com/en" target="_blank">BYDFi </a>now make it easier than ever to receive crypto payouts, access advanced tools, and grow professionally in a safe, global trading environment. Don’t let lack of capital hold you back—these firms are democratizing access to trading opportunities much like DeFi transformed finance. The next bull run could be your chance to trade like a pro without risking your life savings.

Crypto Prop Firms: Free Money or Hidden Trap?

Crypto Prop Firms: Free Cash or Risk?

WAGMI, short for “We’re All Gonna Make It,” is a popular phrase that originated in the cryptocurrency world. It expresses positivity, motivation, and belief in collective success. Traders and investors began using WAGMI to encourage one another during market challenges, reminding everyone to stay confident and focus on long-term goals. Over time, the phrase spread beyond crypto and into gaming, online communities, and digital culture. Today, it stands as a symbol of unity, perseverance, and optimism. People use WAGMI to inspire hope — that no matter how tough things get, success is possible if everyone works together and keeps believing. More than just slang, WAGMI represents a mindset of resilience and togetherness that defines the modern online generation.

WAGMI Meaning: A Symbol of Hope and Unity

For anyone exploring easy online side income platforms, Swagbucks often pops up as one of the simplest places to start. It’s a reward-based system where users earn points called SB by completing small tasks. The Swagbucks app makes this easier because everything is done in one place: surveys, videos, offers, and daily goals. Before using it fully, make sure your Swagbucks login works smoothly since your account stores all earnings. Many new users check a Swagbucks review first, and most agree: it’s legit, but results depend on consistency. Among all activities, Swagbucks survey tasks usually offer the most predictable rewards. If you're new, think of Swagbucks as a light, low-pressure routine, perfect to fill idle moments while still earning something.

Swagbucks App Guide & Overview

If you look at the current crypto market, you might notice a stark contrast: Bitcoin is breaking records and dominating headlines, while many altcoins seem to be lagging behind. This has led to a growing narrative among institutional investors that the "Altseason" is dead—that Bitcoin is the only asset that matters. This perspective is not just lazy; it is fundamentally wrong. The absence of a 2017-style "rising tide lifts all boats" rally doesn't mean altcoins are dead. It means the market is maturing. The era of indiscriminate speculation is ending, and the era of utility is beginning. <h2 style="line-height: 2.5;">The End of the Casino, The Rise of the Utility</h2>In previous cycles (2017 and 2021), altcoins were largely speculative chips. Investors threw money at anything with a ticker symbol, hoping for a 100x return. Today, the market has sobered up. There are over 42 million tokens now, compared to just 2.6 million in 2021. The "casino" is overcrowded, and the easy money is gone. But this isn't a bad thing. It signals a shift from speculation to function. Altcoins are no longer trying to compete with Bitcoin as a form of money. Bitcoin has won that race. Instead, altcoins are evolving into business primitives—digital tools that power networks, verify data, and bootstrap growth for new applications. <h3 style="line-height: 1.5;">The New Engine: ZkTLS and Verifiable Data</h3>The biggest reason to be bullish on altcoins isn't a chart pattern; it's a technological breakthrough. We are seeing the rise of Zero-Knowledge Transport Layer Security (ZkTLS). In simple terms, ZkTLS bridges the massive gap between Web2 (the current internet) and Web3. It allows data from centralized websites (like Amazon, Google, or your bank) to be cryptographically verified on the blockchain without revealing sensitive details. <ul><li style="line-height: 1.5;">Real-World Use: A freelancer could prove their income from a Web2 gig platform to get a DeFi loan, without doxxing their bank account. </li><li style="line-height: 1.5;">Growth Marketing: Brands can reward users for verified actions taken on other platforms, creating a new, efficient way to acquire customers. </li></ul> This turns altcoins from "magic internet money" into essential infrastructure for the next generation of the web. <h2 style="line-height: 2.5;">Bitcoin is Gold, Altcoins are the Economy</h2>To understand the future, you must distinguish the lanes these assets run in. <ul><li style="line-height: 1.5;">Bitcoin is the monetary asset. It is digital gold, a store of value, and a hedge against inflation. It will likely capture the majority of the "monetary premium. </li><li style="line-height: 1.5;">Altcoins are the economy. They are the fuel for Web3 applications, gaming ecosystems, and decentralized finance protocols. </li></ul> Just because Gold is valuable doesn't mean we stop investing in tech companies. Similarly, Bitcoin's dominance doesn't render Ethereum, Solana, or other utility tokens obsolete. It simply clarifies their purpose. <h2 style="line-height: 2.5;">Conclusion</h2>The "Altseason" you are waiting for—where every random coin pumps 50% a day—might never come back. But something better is taking its place. We are entering a phase of fundamental growth, where tokens that solve real problems and bridge the Web2/Web3 divide will see massive adoption. The market isn't dead; it's just becoming selective. To capitalize on this shift, you need a trading platform that gives you access to the right assets. Ready to diversify beyond Bitcoin? Explore the next generation of high-utility altcoins on <a href="https://www.bydfi.com/en" target="_blank">BYDFi</a>. Sign up today and position yourself for the future of Web3. DisclaimerThis content is for educational purposes only and does not constitute financial or investment advice. Cryptocurrency trading, especially with leverage or meme coins, involves a high level of risk and may result in the loss of your entire capital. Always perform your own research (DYOR) and consult a professional advisor before making any investment decisions. BYDFI is not responsible for trading losses.

Altcoins Aren’t Dead: They Are Just Growing Up

ISO 20022 coins refer to cryptocurrencies designed to align with the ISO 20022 global financial messaging standard, which enables banks and institutions to communicate using a unified data format. This standard improves speed, transparency, and interoperability in international transactions. Coins like XRP (Ripple), XLM (Stellar), ALGO (Algorand), QNT (Quant), and XDC (XDC Network) are often associated with ISO 20022 because they focus on cross-border payments and integration with traditional finance. Supporters believe these coins could benefit as banks transition to the new system. However, ISO 20022 is a messaging framework, not a certification, meaning “compliance” claims are mostly interpretative. While these projects show strong potential to bridge crypto and banking, investors should remain cautious—true adoption will depend on partnerships, regulation, and practical use, not hype or speculation surrounding the ISO 20022 label.

ISO 20022 Coins: Crypto Meets Global Banking

<img src="https://uploads.bydfi.in/events/cms/img/question/questions_new/BYD/1761736880074.1000080925.jpg" alt="img/question/questions_new/BYD/1761736880074.1000080925.jpg" data-href="https://uploads.bydfi.in/events/cms/img/question/questions_new/BYD/1761736880074.1000080925.jpg" style="width: 100%;"/>1. Introduction: From Gaming Hub to Global Communication Powerhouse In recent years, Discord has transformed from a niche voice chat platform for gamers into one of the most versatile communication tools in the world. What started as a simple app for coordinating online multiplayer matches has evolved into a space where people study together, host virtual events, build online communities, and even conduct business meetings. With over 150 million monthly active users and a strong foothold among Gen Z audiences, Discord has positioned itself as a unique social and communication network. Given its massive popularity and previous funding rounds, many investors and users are now asking a big question: Is Discord going public?

Is Discord Going Public?

The Pi Network, originally a mobile based crypto project allowing users to earn Pi coins by tapping daily, officially ended its mobile mining phase on March 14, 2025, at 8:00 AM UTC. After this cutoff, users can no longer earn Pi through the app. The end of mobile mining applies globally, including in the U.S., with no regional exceptions. Users who failed to complete KYC verification and Mainnet migration by that date lost their mobile-mined balances or became ineligible for rewards. While mobile mining has stopped, other forms of earning like running nodes or contributing to the ecosystem may continue, as part of Pi’s 65 billion total reward supply. The shift aims to: Verify genuine users through KYC, Limit Pi’s supply to stabilize its economy, and Transition from mining to practical token use in apps, transactions, and the broader ecosystem.

When Will Pi Mining End?

Introduction Since the debut of the ProShares Bitcoin Strategy ETF (BITO) in October 2021, investors have gained a regulated and convenient way to access Bitcoin exposure without directly buying cryptocurrency. As the first Bitcoin-linked ETF approved in the United States, BITO made headlines by attracting over $1 billion in assets within its first few days of trading. It marked a significant milestone in bridging traditional finance with digital assets. However, as Bitcoin remains a volatile and evolving asset, many investors wonder: Is BITO ETF a good investment?And more importantly, is BITO a good long-term investment? To answer these questions, we must look closely at how BITO works, its advantages, potential drawbacks, and what type of investor it best suits.<img src="https://uploads.bydfi.in/events/cms/img/question/questions_new/BYD/1761731736225.1000080926.jpg" alt="img/question/questions_new/BYD/1761731736225.1000080926.jpg" data-href="https://uploads.bydfi.in/events/cms/img/question/questions_new/BYD/1761731736225.1000080926.jpg" style=""/>

Is BITO ETF a Good Investment?

GOOG vs GOOGL: What’s the Difference Between Alphabet’s Two Stocks? 1. Introduction Brief overview of Alphabet Inc. (Google’s parent company). Introduce the main question investors often ask: What’s the difference between GOOG and GOOGL? 2. GOOG vs GOOGL Stock Explained Both tickers represent Alphabet Inc. Explain the two different share classes: GOOGL (Class A shares): Comes with voting rights. GOOG (Class C shares): No voting rights. Mention the third class, Class B, owned only by insiders/founders (not publicly traded). 3. GOOG Stock vs GOOGL: Key Differences Feature GOOGL (Class A) GOOG (Class C) Voting Rights Yes No Typical Price Slightly higher Slightly lower Stock Symbol GOOGL GOOG Traded Since 2004 2014 (after stock split) 4. Why Does Alphabet Have Two Stocks? Explain that Alphabet created the dual-class structure to retain founder control (Larry Page & Sergey Brin). Prevents dilution of voting power while still allowing broad public investmentinvestment<img src="https://uploads.bydfi.in/events/cms/img/question/questions_new/BYD/1761453244024.1000080421.jpg" alt="img/question/questions_new/BYD/1761453244024.1000080421.jpg" data-href="https://uploads.bydfi.in/events/cms/img/question/questions_new/BYD/1761453244024.1000080421.jpg" style=""/>

goog vs googl stock

The cryptocurrency market is a rollercoaster, and staying updated with crypto market news today is crucial for investors worldwide. Whether you’re a beginner in the U.S. trading in USD or an experienced trader in the UK using GBP, understanding why crypto is down today or surging can guide your decisions. This article dives into the latest crypto trends, explores reasons behind market movements, and offers insights for navigating the volatility in 2025.<h2 style="line-height: 2.5;">Crypto Today: Whats Happening in the Market?</h2>Crypto markets are influenced by a mix of global events, regulations, and investor sentiment. As of 2025, the market remains dynamic, with Bitcoin, Ethereum, and altcoins experiencing frequent price swings. Whether you’re in Canada trading in CAD or Australia using AUD, here’s a snapshot of what’s driving crypto today:<ul><li style="line-height: 1.5;">Market Volatility: Crypto prices often react to macroeconomic factors like interest rate changes or inflation concerns. </li><li style="line-height: 1.5;">Regulatory News: Updates from the SEC (U.S.), FCA (UK), or other global regulators can impact prices. </li><li style="line-height: 1.5;">Adoption Trends: Institutional investments and blockchain advancements drive long-term growth.</li></ul><h2 style="line-height: 2.5;">Why Is Crypto Down Today?</h2>If youre wondering “why is crypto down today,” several factors could be at play. While specific events vary, common reasons include: <ul><li style="line-height: 1.5;">Economic Uncertainty: Rising interest rates in the U.S. or EU can reduce risk appetite, affecting crypto prices in USD or EUR. </li><li style="line-height: 1.5;">Regulatory Crackdowns: Stricter laws in countries like China or India can trigger sell-offs. </li><li style="line-height: 1.5;">Market Corrections: After rapid gains, profit-taking often leads to dips, impacting traders in GBP, CAD, or AUD. </li><li style="line-height: 1.5;">External Events: Global events, like geopolitical tensions or stock market declines, can spill over into crypto.</li></ul>For precise insights, platforms like X offer real-time discussions on why crypto is down, helping traders in Singapore, London, or New York stay informed. How to Navigate Crypto Market NewsWhether you’re a beginner or an experienced trader, here’s how to stay ahead of crypto market news today: <ul><li style="line-height: 1.5;">Follow Reliable Sources: Check platforms like X, CoinDesk, or CoinTelegraph for real-time updates. </li><li style="line-height: 1.5;">Understand Your Context: Beginners in the U.S. might focus on Bitcoin’s USD price, while experts in the EU could analyze altcoin trends in EUR. </li><li style="line-height: 1.5;">Monitor Sentiment: Social media and news reflect market mood, helping you anticipate price movements. </li><li style="line-height: 1.5;">Act Strategically: Use dips to buy or hold, depending on your risk tolerance and trading experience.</li></ul><h2 style="line-height: 2.5;">Tips for Staying Informed</h2><ul><li style="line-height: 1.5;">Set Alerts<s>:</s> Use apps to track price changes in your local currency (USD, GBP, CAD, etc.). </li><li style="line-height: 1.5;">Join Communities: Engage with crypto forums or X discussions to learn from global traders. </li><li style="line-height: 1.5;">Diversify Knowledge: Understand both technical (e.g., blockchain upgrades) and fundamental (e.g., regulatory news) factors. </li><li style="line-height: 1.5;">Trade Smart: Use trusted platforms like BYDFi to act on market insights with confidence.</li></ul><h2 style="line-height: 2.5;">Why 2025 Is Critical for Crypto Investors</h2>Crypto today is shaped by rapid innovation and global adoption. Whether you’re in Sydney, Toronto, or Berlin, staying updated on crypto market news today helps you seize opportunities during volatility. By understanding why crypto is down or up, you can make informed decisions to grow your portfolio.Stay Ahead with<a href="https://www.bydfi.com/en-gb" target="_blank"> BYDFi </a>Don’t miss out on the latest crypto market news. Sign up with BYDFi today to trade Bitcoin, Ethereum, and more, and turn market insights into profits in 2025!

Crypto Market News Today: Why Is Crypto Down Today in 2025?

For years, the relationship between traditional US banks and the cryptocurrency industry has been icy, to say the least. While customers wanted to buy Bitcoin, banks were paralyzed by regulatory uncertainty. They simply didn't know if they were allowed to touch it. That uncertainty officially ended today. In a move that market analysts are calling a "watershed moment," national regulators have issued guidance allowing US banks to act as intermediaries for cryptocurrency transactions. <h2 style="line-height: 2.5;">What This Means for the Average Investor</h2>Previously, if you wanted to buy crypto, you had to move your money out of the banking system and onto a specialized exchange. This friction kept millions of cautious investors on the sidelines.With this new ruling, the barrier to entry is about to vanish.<ul><li style="line-height: 1.5;">Direct Integration: You could soon see a "Buy Bitcoin" button directly inside your Chase, Wells Fargo, or Bank of America mobile app, right next to your checking account.</li><li style="line-height: 1.5;">Institutional Trust: For the older demographic that doesn't trust "crypto websites" but trusts their bank, this is the green light they have been waiting for.</li></ul> <h2 style="line-height: 2.5;"> Solving the Custody Crisis</h2>The biggest hurdle for institutional adoption has always been custody. Hedge funds and pension plans are legally required to store their assets with "qualified custodians." Until now, very few crypto-native companies met that standard. By allowing banks to step into this role, the regulator has effectively unlocked trillions of dollars in institutional capital. Banks can now hold the private keys for their clients, offering the same insurance and security standards for digital assets that they offer for gold or stock certificates. <h2 style="line-height: 2.5;">The End of "Operation Choke Point"?</h2>For a long time, crypto companies complained of being "de-banked"—having their accounts closed simply for being in the crypto industry. This ruling signals a reversal of that hostility. It encourages banks to engage with the sector rather than shun it. We are moving from a phase of exclusion to a phase of integration. The banks that once called Bitcoin a fraud are now racing to build the infrastructure to sell it to you. <h2 style="line-height: 2.5;">Conclusion</h2>This isn't just a regulatory update; it is the merging of Wall Street and Web3. The infrastructure is now legal, compliant, and ready for mass adoption. As banks prepare to onboard the next wave of users, the value of the underlying assets is poised to react to this massive influx of legitimacy. To get ahead of the banking crowd, you need a platform that is already built for speed and performance. Join <a href="https://www.bydfi.com/" target="_blank">BYDFi </a>today to secure your position in the market before the institutions fully arrive.

The Doors Are Open: US Banks Finally Approved to Handle Crypto

For years, the biggest barrier keeping institutional money on the sidelines of the crypto market wasn't fear of volatility—it was a lack of capital efficiency. If a hedge fund wanted to trade crypto derivatives, they often had to park 100% of the cash upfront or move funds to offshore exchanges with questionable security. They couldn't use their existing Bitcoin holdings as margin in a regulated US environment. That changed today. The Commodity Futures Trading Commission (CFTC) has officially launched a pilot program that allows Bitcoin (BTC), Ethereum (ETH), and USDC to be used as collateral in US derivatives markets. <h2 style="line-height: 2.5;">Why This is a Game Changer for Liquidity</h2>To understand the magnitude of this news, you have to think like a bank, not a day trader. In traditional finance, assets are never idle. If you own Apple stock, you lend it out or use it as collateral to borrow cash for other trades. This is called "sweating your assets." Until now, crypto in the US was "lazy capital." It sat in cold storage doing nothing.<ul><li style="line-height: 1.5;">The New Pilot: Now, approved Futures Commission Merchants (FCMs) can accept your BTC or ETH as margin for trading futures and swaps.</li><li style="line-height: 1.5;">Capital Efficiency: Traders no longer need to sell their crypto to raise cash for margin calls. They can pledge their assets directly, keeping their long-term exposure while staying active in the market.</li></ul> <h2 style="line-height: 2.5;">Bringing Activity Back Onshore</h2>For the last five years, the most innovative trading volume has occurred offshore (on platforms like Binance International or Deribit) simply because US regulations were too rigid. This forced US capital into riskier, unregulated jurisdictions—a lesson learned the hard way during the FTX collapse. By creating a regulated, safe pilot program, the CFTC is effectively inviting that capital back home. This signals that the US is finally moving from "regulation by enforcement" to "regulation by integration." <h2 style="line-height: 2.5;">The Rise of "Tokenized Collateral"</h2>This pilot isn't just about Bitcoin; it paves the way for a broader market of tokenized real-world assets (RWAs). The CFTC's guidance suggests that eventually, tokenized US Treasuries and money market funds could also be used as collateral on blockchain rails. We are witnessing the merging of the traditional "plumbing" of Wall Street with the 24/7 speed of Web3. <h2 style="line-height: 2.5;">Conclusion</h2>The days of crypto being a "wild west" asset class are fading. With the CFTC allowing digital assets to serve as collateral, crypto is officially graduating into a Tier-1 financial asset. This will likely lead to deeper liquidity, less volatility, and a massive influx of institutional players who finally have the regulatory clarity they have been waiting for. To trade in this maturing market, you need a platform that prioritizes security and liquidity. Join <a href="https://www.bydfi.com/" target="_blank">BYDFi </a>today to access professional-grade trading tools and stay ahead of the institutional wave.

CFTC approves first pilot program for crypto collateral in US markets

<img src="https://uploads.bydfi.in/events/cms/BYD.1764835565333.img_v3_02sl_7eb823da-8e40-4edc-a8d8-e5bc3eca00hu.jpg" alt="BYD.1764835565333.img_v3_02sl_7eb823da-8e40-4edc-a8d8-e5bc3eca00hu.jpg" data-href="https://uploads.bydfi.in/events/cms/BYD.1764835565333.img_v3_02sl_7eb823da-8e40-4edc-a8d8-e5bc3eca00hu.jpg" style="width: 759.66px;height: 29.84px;"><h2 style="line-height: 1.5;">Mr. Wonderful vs. The Fed: Why He Says Bitcoin Won’t Budge (Even Without a Rate Cut)</h2>The market is holding its breath for a December interest rate cut from the Federal Reserve. But one prominent investor isn’t buying it—and he says Bitcoin won’t either.In a recent interview with Cointelegraph, Kevin &nbsp;Mr. Wonderful &nbsp;O’Leary pushed back against the overwhelming market consensus, stating he simply doesn’t believe a cut is coming this month. I don’t actually think the Fed's gonna cut in December, O’Leary stated plainly. But in a twist for crypto traders, who often view rate cuts as a green light for risk assets, he added: It’s not gonna make a difference to Bitcoin. <h2 style="line-height: 1.5;">The Inflation Roadblock</h2>So, what’s behind O’Leary’s skepticism? He points squarely to the Fed’s dual mandate: controlling inflation and maintaining full employment. There’s a lot of inflation in the system, he noted, highlighting September's 3% annual inflation rate—the highest since January. The tariffs are starting to take hold and input costs… he added, suggesting persistent price pressures that could tie the Fed’s hands.His stance stands in stark contrast to the current market frenzy. According to the CME’s FedWatch Tool, traders are assigning a 89.2% probability to a rate cut in December—a dramatic surge from just weeks ago. <h2 style="line-height: 1.5;">Bitcoin: Finding Its &nbsp;Level </h2>Conventional wisdom suggests that without the expected rate cut—which would typically make bonds and savings less attractive—riskier assets like Bitcoin could suffer. However, O’Leary sees a different scenario unfolding.He believes Bitcoin has essentially found a level for now. His prediction? The price will likely drift within 5% of where it is now, in either direction. I don’t see a lot of upside catalyst, he admitted, but crucially, he also doesn’t foresee a major downturn. This outlook comes even as Bitcoin has shed over 17% of its value in the past month, currently trading around $91,440. <h2 style="line-height: 1.5;">A Rollercoaster of Expectations</h2>The path to this near-certainty in the market has been anything but smooth, showcasing the extreme volatility in Fed expectations:1- Early November: Odds for a December cut sat around 67%.2- November 19: Probability plummeted to just 33%.3- November 21: Odds nearly doubled to 69.4% following dovish comments from New York Fed President John Williams.4- Today: The market has priced it in as a near certainty at 89.2%.This whipsaw action highlights how sensitive traders are to every word from Fed officials. <h2 style="line-height: 1.5;">The Bottom Line</h2>While the broader market hangs on the Fed’s every word, O’Leary is tuning out the noise for his Bitcoin strategy. His message is clear: he’s not positioning his investments around a December cut because he doesn’t believe it’s coming.His conclusion offers a contrarian calm amidst the speculation: Whether the Fed cuts or not, Mr. Wonderful expects Bitcoin to stay the course—neither crashing nor soaring, but holding its ground. In a climate of intense speculation, that itself is a notable forecast.

O'Leary's Contrarian Call: No December Fed Cut, But Bitcoin Unfazed

Fed Cut Odds at 89%. O'Leary Calls the Bluff.

The Fear and Greed Index crypto has become a key sentiment indicator for traders who want to understand the mood of the market. Updated live every day, this index, available on platforms like CoinMarketCap, measures whether investors are being overly fearful or too greedy. A low score reflects panic and selling pressure, while a high score shows excessive optimism that often precedes a correction. By analyzing data such as market volatility, trading volume, and social media trends, the live Bitcoin fear and greed index helps traders gauge potential turning points. For example, when the score drops below 30, it’s typically a “buy” signal for long-term investors; when it climbs above 70, it warns of market overheating. In 2025, many analysts continue to use this sentiment tool to navigate uncertain markets, combining it with technical and on-chain analysis. Understanding crypto market sentiment through the Fear and Greed Index can help investors make smarter, less emotional decisions.

Crypto Fear and Greed Index Explained

<h2 style="line-height: 1.5;">Unlock the True Potential of Yield Farming in Crypto</h2>Have you ever felt that your money isn’t really working for you? Maybe you’ve been putting cash in a traditional bank savings account, only to watch the interest barely keep pace with inflation—or worse, to see your money slowly lose value over time. If you’ve been searching for ways to make your assets work smarter and discovered terms like yield farming, crypto farming, or crypto yield farming, you’re in the right place. This isn’t just another trendy phrase in the crypto world; it’s a strategy that has transformed how people grow wealth, offering opportunities far beyond what traditional banking can provide. Whether you’re a complete beginner in cryptocurrency or a seasoned trader, understanding how yield farming works can give you an edge. It’s not only about chasing high returns—it’s about learning to manage risks, leveraging decentralized finance (DeFi) protocols, and turning your crypto into a source of passive income that can outpace inflation and traditional savings. <h2 style="line-height: 1.5;">What Is Yield Farming? Understanding Crypto Farming</h2>At its core, yield farming is the practice of lending or staking your cryptocurrency on DeFi platforms to earn rewards, usually in the form of interest or additional tokens. Think of it like planting seeds in a field: you deposit your crypto into a decentralized liquidity pool, let it &nbsp;grow &nbsp;over time, and eventually harvest the profits. Unlike a conventional savings account, which might offer a mere 1-2% annual interest, yield farming can provide returns ranging from double-digit percentages to even triple digits in some high-risk scenarios. However, it’s crucial to understand that high rewards come with higher risks. Volatile markets, protocol bugs, and smart contract vulnerabilities mean that yield farming is not a simple &nbsp;set it and forget it approach. Success requires research, strategy, and ongoing attention to market trends. <h2 style="line-height: 1.5;">Why Crypto Can Be Better Than Cash</h2>So, why might crypto—and yield farming in particular—be a better alternative to holding cash? The answer lies largely in the numbers and the realities of modern economies. In 2025, inflation continues to erode the value of fiat currencies like the USD, EUR, or GBP. While a savings account in the U.S. might offer 0.5–2% interest, inflation rates hovering around 3–5% mean that traditional cash is effectively losing value. In contrast, yield farming can offer annual percentage yields (APYs) ranging from 5% to over 100%, depending on the platform, pool, and market conditions. The advantages are compelling. Yield farming allows you to earn higher returns than most traditional banking options, while still retaining control over your assets. Unlike banks that can freeze accounts or impose withdrawal restrictions, DeFi platforms let you maintain custody of your funds. Moreover, yield farming is globally accessible: anyone with an internet connection and a crypto wallet can participate, whether they are in Canada, India, or Nigeria. Of course, yield farming is not without risks, and it’s essential to understand these before diving in. But for those willing to learn and strategize, it can provide a financial opportunity that cash alone cannot match. <h2 style="line-height: 1.5;">How Yield Farming Works: A Step-by-Step Explanation</h2>Yield farming relies on decentralized finance protocols built on blockchain technology. These platforms—known as decentralized apps, or dApps—facilitate lending, borrowing, and trading without traditional intermediaries like banks. Here’s how the process generally unfolds: First, you choose a DeFi platform that suits your needs. Popular options include Uniswap, Curve Finance, and Balancer, each offering different liquidity pools with varying APYs. Once you’ve picked a platform, you deposit your cryptocurrency—whether it’s Ethereum (ETH), stablecoins like USDT or USDC, or other tokens—into a liquidity pool. The platform then uses your funds for lending or trading activities, and in return, you earn rewards. These rewards can come in the form of interest, additional tokens, or even governance tokens, which might appreciate in value over time. Many yield farmers reinvest their earnings to compound their returns, creating a snowball effect that can significantly grow a portfolio over months or years. To illustrate, imagine someone in Australia depositing $1,000 worth of USDC into a stablecoin pool on Aave. With an APY of 10%, their investment could earn $100 in a year—far exceeding the 0.5% interest typically offered by local banks. If they reinvest those earnings, the growth accelerates even further, demonstrating the power of compounding in DeFi. <h2 style="line-height: 1.5;">Key Benefits of Crypto Yield Farming</h2>Yield farming offers several advantages over traditional financial instruments. It provides high potential returns, flexibility in choosing between stablecoins and altcoins, elimination of intermediaries, and the opportunity to compound earnings. But alongside these benefits, it’s important to recognize the inherent risks. Impermanent loss, market volatility, smart contract vulnerabilities, and scams known as &nbsp;rug pulls &nbsp;can jeopardize your capital if precautions aren’t taken. Using audited platforms and diversifying across multiple pools are essential risk-management strategies. <h2 style="line-height: 1.5;">How to Start Yield Farming Safely</h2>Getting started with yield farming requires a few steps: set up a secure, non-custodial wallet like MetaMask or Trust Wallet, purchase the cryptocurrencies you wish to invest in through reputable exchanges, and connect your wallet to a DeFi platform with strong liquidity and security. From there, you can deposit funds into a chosen liquidity pool and begin earning rewards. Monitoring your portfolio, reinvesting returns, and staying informed about market trends are all critical to maximizing profitability. Tools like DeFi Pulse or Yieldwatch help track APYs across platforms, making it easier to find the most lucrative opportunities. <h2 style="line-height: 1.5;">Comparing Yield Farming to Traditional Investments</h2><table style="width: 100%;"><tbody><tr><th colSpan="1" rowSpan="1" width="auto">Feature</th><th colSpan="1" rowSpan="1" width="auto">Yield Farming</th><th colSpan="1" rowSpan="1" width="auto">Traditional Savings</th></tr><tr><td colSpan="1" rowSpan="1" width="auto">Annual Returns</td><td colSpan="1" rowSpan="1" width="auto">5-100%+ (variable)</td><td colSpan="1" rowSpan="1" width="auto">0.5-2% (fixed)</td></tr><tr><td colSpan="1" rowSpan="1" width="auto">Risk Level</td><td colSpan="1" rowSpan="1" width="auto">High (volatility, smart contract risks)</td><td colSpan="1" rowSpan="1" width="auto">Low (FDIC-insured up to $250,000)</td></tr><tr><td colSpan="1" rowSpan="1" width="auto">Accessibility</td><td colSpan="1" rowSpan="1" width="auto">Global, no intermediaries</td><td colSpan="1" rowSpan="1" width="auto">Bank account required</td></tr><tr><td colSpan="1" rowSpan="1" width="auto">Liquidity</td><td colSpan="1" rowSpan="1" width="auto">Varies (some pools have lockup periods)</td><td colSpan="1" rowSpan="1" width="auto">High (withdraw anytime)</td></tr></tbody></table>For investors in high-inflation countries, yield farming—even with stablecoins like USDC—can offer protection against currency devaluation, making it a practical alternative to traditional cash holdings. <h2 style="line-height: 1.5;">Common Questions About Yield Farming</h2>Yield farming is often described as earning interest on your crypto, but it’s more dynamic than that. While no investment is completely risk-free, using reputable, audited platforms and diversifying investments significantly reduces exposure. Your potential earnings depend on the type of pool, the assets involved, and market conditions. Stablecoin pools may offer 5–15% APY, whereas altcoin pools might exceed 50% but carry higher volatility. <h2 style="line-height: 1.5;">Real-Life Success Stories</h2>Consider Sarah, a freelancer from the UK who invested £2,000 in a stablecoin pool on Curve Finance in 2024. By reinvesting her monthly rewards, she grew her portfolio to £2,600 in just one year—far surpassing her bank’s 1% interest rate. Similarly, Raj, a software engineer in India, used PancakeSwap to farm BNB pairs, turning ₹50,000 into ₹80,000 over six months despite market fluctuations. These examples highlight both the opportunities and the importance of careful strategy in yield farming. <h2 style="line-height: 1.5;">Tips for Maximizing Yield Farming Profits</h2>Diversification is key: spreading funds across multiple pools reduces risk. Staying updated on new DeFi projects and market trends helps identify the most profitable opportunities. Beginners may prefer stablecoins to minimize volatility, and monitoring network fees ensures that profits aren’t eaten up by transaction costs. Engaging with communities on Discord or X (formerly Twitter) allows farmers to share insights and learn from more experienced participants. <h2 style="line-height: 1.5;">Conclusion: Is Yield Farming Right for You?</h2>Yield farming opens a window to a new form of passive income and wealth-building, accessible to anyone worldwide with an internet connection and a crypto wallet. While it comes with risks, understanding the mechanics, benefits, and strategies of yield farming can help you make informed decisions that align with your financial goals. For investors willing to navigate the complexities of DeFi, yield farming provides a powerful alternative to traditional savings accounts, offering the potential for growth, flexibility, and financial freedom in an increasingly digital world.

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